EDWOSB · Federal vendor · Operator-led consulting
Horta Management Consultants is an operator-led firm. The industries we work in change. The fundamentals we apply do not. Revenue discipline. Operational structure. Accountability for outcomes. These hold whether the client makes coffee, builds motorcycles, structures cross-border capital flows, or delivers services to the U.S. federal government.
The fundamentals
Every engagement we have run, across consumer finance, mobile technology, manufacturing, international trade, and fintech, has been built on four disciplines that do not change with the industry.
01
Revenue architecture before growth
No organization grows its way out of a broken revenue structure. We diagnose the model first: pricing, channel design, collection discipline, margin. Nothing else moves until this is right.
02
Operational structure that survives execution
Strategy without operational infrastructure is aspiration. We design the workflows, controls, and KPI systems that make decisions executable and results measurable.
03
Capital discipline at every stage
How an organization structures, deploys, and protects capital determines whether growth is sustainable or fragile. We have raised it, structured it, and managed it across industries.
04
Accountability that does not exit with the report
We design our engagements so we cannot leave before the work is done. Advisory firms exit at the recommendation. We exit when the outcome is secured.
Where the fundamentals have been applied
These are the industries where the operating method has been tested, refined, and proved against real P&L, real markets, and real consequences.
Consumer finance · NAICS 522
Specialty lending platform
Built and ran a specialty consumer finance company from a $500K portfolio to $30M+ in assets over 12 years. Operated profitably through the 2008 financial crisis.
40.7% compound annual asset growth · $6M+ exit
Mobile technology · Latin America · NAICS 5415
Market entry & revenue capture
Led market entry and commercial repositioning for a mobile advertising platform in Mexico. Secured relationships with Telcel, Ogilvy Mexico, and GroupM LatAm.
$35M new revenue stream identified and captured
Manufacturing · distribution · NAICS 31-33
Captive finance & commercial activation
Designed and launched a captive consumer lending platform for a motorcycle manufacturer. Established underwriting criteria, dealer-channel structure, and revenue forecasting.
45% first-year sales growth reported
Global fintech · asset protection · NAICS 522320
Cross-border financial architecture
Advised a high-complexity cross-border client spanning fintech platform design, prepaid card strategy, and multi-jurisdictional entity structuring across Singapore, Malaysia, and Latin America. $480M+ in combined enterprise revenue at stake.
6-country entity structure designed · Singapore anchored
Agriculture · international trade · NAICS 11
U.S. market entry & capital structuring
Principal advisor to a Latin American coffee producer during U.S. market entry. Clarified commercial narrative, repositioned channel strategy, and structured an EB-5 investment campaign.
$500K EB-5 campaign launched · U.S. federal vendor status secured
Applied AI integration
We built and proved the AI operating model on ourselves before offering it to clients.
HMC replaced a 15–20 person leadership team with a self-built AI executive operating system, maintaining full operational output across multiple business entities at zero headcount cost. The same integration discipline we applied internally is now deployable across manufacturing, financial services, healthcare, and government contracting environments.
Architecture proven
From 28-agent system to single sovereign AI operating model
Verticals applicable
Manufacturing, healthcare, financial services, government contracting
The proof
Multi-entity operation. Zero employees. Full output. No degradation.
The distinction that matters
Advisory firms sell time
HMC delivers outcomes
A 30-minute capability briefing. One conversation with the operator
who will run your engagement. Not hand it off.
EDWOSB·Federal vendor·5 NAICS codes·20+ countries